This Privacy Policy explains how My Shubh Nivesh (“we”, “us”, “our”) collects, uses, shares and protects information when you visit financialhoroscope360.com, use the Financial Horoscope™ Quick Scan, request a complete Financial Horoscope™, book an appointment or contact us.
1. Who operates this website
This website is operated by My Shubh Nivesh, Hisar, Haryana. Our team members are AMFI-registered Mutual Fund Distributors (ARN-78859 • ARN-129509 • ARN-157400 • ARN-218361 • ARN-270738).
2. Information we collect
- Contact details — name, mobile number, WhatsApp number and email address that you provide through the Quick Scan, enquiry or appointment forms, WhatsApp, phone or email.
- Quick Scan responses — the answers you choose to give in the online Quick Scan.
- Complete Financial Horoscope™ information — family and life-stage details, income and expenses, assets and liabilities, investments, insurance and protection, and your goals and aspirations, which you voluntarily share for the Financial Horoscope™ process.
- Appointment information — preferred dates and times and any notes you add when booking.
- Technical data — device and browser type, IP address, pages visited and similar information collected automatically through server logs, cookies or analytics tools.
Financial information is collected only when you voluntarily provide it for the Financial Horoscope™ process. You decide what to share. Some outputs may be less complete if information is not provided.
3. How we use information
- To prepare, explain and review your Financial Horoscope™ and related reports.
- To respond to your enquiries, schedule and conduct meetings, and send reminders.
- To provide services you request from us, including distribution services in our registered capacities.
- To meet legal, regulatory, KYC, record-keeping and audit obligations.
- To maintain, secure and improve this website and our processes.
- To send you relevant updates, where you have agreed to receive them. You can opt out at any time.
We do not sell your personal information.
4. Who we share information with
Access is limited to legitimate operational purposes. Where applicable, information may be processed by service providers that help us operate, such as website hosting, form and database providers, calendar and appointment tools (for example Google Calendar), WhatsApp business messaging providers (for example WATI), email services, and analytics tools. These providers process information on our behalf and only as needed to provide their services.
When you choose to transact, the information required for that transaction is shared with the relevant asset management companies, registrars, platforms, exchanges or insurers. We may also disclose information when required by law, regulation, court order or a competent authority.
5. Data security
We use reasonable administrative, technical and physical safeguards to protect information, including restricted access and secure transmission where available. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
6. Retention
We keep information for as long as needed for the purposes described above and for the periods required by applicable law and regulation. After that, it is deleted or anonymised.
7. Your choices and requests
You may ask to access, correct or update your information, withdraw consent for optional uses (such as updates), or ask questions about how your information is handled, by writing to the contact below. Some information may need to be retained to meet legal or regulatory obligations.
8. Cookies and analytics
This website may use cookies and similar technologies to keep the site working and to understand how visitors use it. You can control cookies through your browser settings.
9. External links
This website links to third-party sites and services, such as the Quick Scan, the client login portal, YouTube, Google and social media. Their own privacy policies apply when you use them.
10. Children
This website is not directed at children. Information about minors (for example, children’s education goals) is collected only from a parent or guardian as part of their family’s Financial Horoscope™.
11. Changes to this policy
We may update this policy from time to time. The “Last updated” date above shows when it was last changed.
12. Grievances
For any privacy question or grievance, please write to [email protected] with the subject “Privacy”. We will respond within a reasonable time.
Contact
My Shubh Nivesh
282, 2nd Floor, Sector 9-11, Hisar, Haryana – 125005
Phone / WhatsApp: +91 86077 77320
Email: [email protected]