Tell Us About You
Life • Family • Finances • Goals • Aspirations
You Are Here
Dream Home
Children’s Education
Travel & Experiences
Children’s Marriage
Financial Freedom
Retirement
Legacy
Your dreams have destinations
You know where you want to go.But do you know whether your money will take you there?
Financial Horoscope™ transforms your dreams into measurable wealth milestones.
Discover My Financial Horoscope™PersonalizedComprehensiveConfidential
Know YourCurrent Position
DiscoverYour Gaps
Get YourPersonalized Roadmap
PursueYour Dreams
Why do you need a Financial Horoscope™?
You are earning.
Saving. Investing.
But are you actually on course?
Having investments is not the same as knowing whether your goals are adequately funded—or whether every part of your financial life is working together.
A different starting point
From obligation to aspiration.
Traditional starting point
Obligations
- Pay Tax
- Pay EMI
- Buy Insurance
- Start SIP
- Save for Retirement
Financial Horoscope™
Aspirations
- Dream Home
- Education
- Lifestyle
- Experiences
- Marriage
- Financial Freedom
- Retirement
- Legacy
“Don’t start with money. Start with the life you want.”Because money isn’t the destination. The life you want is.
Personal by design
Financial Horoscope™ begins with YOU.
Because your financial future depends on much more than just your investments.
Profession & Experience
Income & Expenses
Investments & Protection
YOUFamily & Life Stage
Assets & Liabilities
Goals & Dreams
Different Lives. Different Priorities. Different Dreams. Different Financial Horoscopes™.
Questions worth knowing
Do you know the answers to these questions?
- What is my Financial Health Score?
- Which Wealth Zone am I in?
- How much wealth will my life actually require?
- How much of my goals are funded today?
- What is my wealth gap?
- Is my family adequately protected?
- Where will my current financial journey take me?
- What should I change today?
You already have a financial future.The question is—do you know what it looks like?
60-second self-check
How healthy are your finances right now?
Answer five quick questions and see an indicative score and wealth zone. Your complete Financial Horoscope™ goes much deeper.
What is Financial Horoscope™?
See your financial life as one complete picture.
Your LifeFamilyProfessionAspirations
Your NumbersIncomeExpensesAssetsInvestments
FinancialHoroscope™Your life + your numbers + your aspirations
- Financial Health
- Current Position
- Required Wealth
- Goal Gaps
- Protection Gaps
- Future Journey
- Personalized Roadmap
How does it work?
A simple 4-step journey to clarity.
02Financial Horoscope™ Analysis
Your information is brought together and analysed.
Discover Your Financial Reality
Position • Health • Requirements • Gaps • Future Journey
Get Your Personalized Roadmap
Priorities • Actions • Timelines • Review
Not just a report. A roadmap for your entire wealth journey.
The big reveal
Where are you headed?
What happens if nothing changes—and what changes with a better-designed journey.
Current Wealth Journey
- Financial Health Score
- 4/10
- Wealth Zone
- Danger Zone
- Current Corpus
- ₹3 Crore
- Required Corpus
- ₹7 Crore
- Goals Funded
- 36%
- Projected Wealth Gap
- ₹4 Crore
FinancialHoroscope™
Recommended Wealth Journey
- Financial Health Score
- 10/10
- Wealth Zone
- Growth Zone
- Recommended Corpus
- ₹8 Crore
- Goals Funded
- 100%
- Potential Surplus
- ₹1 Crore
- Financial Freedom
- On Track
Same Dreams. A Better-Designed Journey.
Illustrative example. Figures are hypothetical and shown only to explain how Financial Horoscope™ presents its findings. They are not a projection, promise or guarantee for any individual. Actual outcomes depend on individual circumstances, assumptions and market conditions.
Every dream becomes measurable
Dreams become goals when they have a number and a timeline.
Dream Home
- Costs today
- ₹1 Cr
- In 10 yrs
- ₹1.79 Cr
Children’s Education
- Costs today
- ₹25 L
- In 15 yrs
- ₹1.04 Cr
Car / Lifestyle Upgrade
- Costs today
- ₹15 L
- In 5 yrs
- ₹20.1 L
Travel & Experiences
- Costs today
- ₹5 L
- In 3 yrs
- ₹5.96 L
Children’s Marriage
- Costs today
- ₹30 L
- In 18 yrs
- ₹85.6 L
Financial Freedom
- Costs today
- ₹1 L/month
- In 20 yrs
- ₹3.21 L/month
Retirement
- Costs today
- ₹75,000/month
- In 25 yrs
- ₹3.22 L/month
Legacy
- Costs today
- ₹2 Cr
- In 30 yrs
- ₹11.5 Cr
Illustrative examples, assuming 6% annual inflation (10% for education). Your Financial Horoscope™ uses your own goals, timelines and assumptions.
Put a number on your dream
Move the sliders to see what your goal may cost in future and the monthly investment it could need.
Future cost of your goal–
Monthly investment needed–
Or one-time investment today–
Plan all my goals together
Illustrative calculation using the assumptions you choose. Returns are not guaranteed; actual outcomes will vary.
Protect what matters
Building wealth is only half the journey.
Protecting what you’re building matters too.
- Life Protection
- Health Protection
- Emergency Preparedness
- Family Financial Security
Financial Horoscope™ looks at both wealth creation and financial protection.
From insight to action
Knowing the gap is only the beginning.
ClarityActionProgress
0–3 monthsAct Now
Portfolio Optimization
Better risk-adjusted structure
Investment Requirements
Address goal-funding gaps
Protection Review
Adequate family cover
3–6 monthsAlign
Asset Allocation
Balanced portfolio
Goal Prioritization
Focus on key goals
6–12 monthsProgress
Future Cash-Flow Plan
Stay on long-term track
Who is Financial Horoscope™ for?
Different Lives. Different Responsibilities. Different Dreams.
Families
Many goals, one coordinated plan
Salaried Professionals
Make every payslip work towards a goal
Business Owners
Business wealth and family wealth, seen together
Pre-Retirees & Retirees
Income that lasts as long as you do
Defence Personnel
Planned around postings, service and pension
Doctors
High responsibility, very little spare time
Bankers & Finance Professionals
Expert at work, clarity at home
HNIs
Complex wealth, brought into one view
One important question: Are you financially on course?
Real people. Real experiences.
Hear it from people who have experienced the journey.
What clients say on Google
Tap a review to read it in full
How is Financial Horoscope™ different?
Start with your life. Then design the money around it.
Traditional starting point
Product-first
- Products
- Investments
- Returns
- Hopefully Goals
Financial Horoscope™
Life-centric
- YOU
- Aspirations
- Numbers
- Gaps
- Roadmap
- Action
- Review
Financial Horoscope™ doesn’t begin with a financial product.It begins with your life.
The people behind the roadmap
Experience. Insight. Human understanding.
Rubal Shridhar
Founder & Managing DirectorEx–Wealth Manager, ICICI Bank | MBA (Finance) | IIM Calcutta (EP) | NISM • APMI • AAFM India • IRDAI • TRPS
Abhishek Shridhar
Director – Financial Horoscope™M.Tech | NISM | IRDAI | AAFM India (AFGP, CRGP)
Monika Shridhar
Director – OperationsMBA (Marketing) | NISM | IRDAI
Manisha Shridhar
Head of Administration & TechnologyM.Tech (IT) | NISM | IRDAI
- 2009Trusted financial services since
- No. 1in the Region
- ₹300+ CrAssets under management
- 1,000+Families served
- Pan-IndiaServing clients across India
Distributors of MF • SIF • PMS • AIF | Financial Horoscope™
Trust & FAQ
Before you begin.
Clear answers to the questions people naturally ask before starting their Financial Horoscope™.
What exactly is Financial Horoscope™?
Financial Horoscope™ is a structured, goal-based financial diagnostic that brings your life goals, financial resources, protection and future requirements into one comprehensive view—so you can see where you stand, what your goals may require and what may need to change.
Is Financial Horoscope™ related to astrology?
No. It is not astrology or fortune-telling. The name is a brand metaphor for a comprehensive view of your financial life and your future requirements, based on your actual information and stated assumptions.
Who should get one?
Families, salaried professionals, business owners, pre-retirees and retirees, defence personnel, doctors, bankers and finance professionals, and HNIs—anyone who wants greater clarity about whether their financial journey is on course.
How long does it take?
The online Quick Scan takes only a few minutes. The time needed for the complete Financial Horoscope™ depends on how quickly your information is shared and how complex your situation is; we will tell you the expected timeline when you begin.
What information will I need to provide?
Family and life-stage information, income and expenses, assets and liabilities, existing investments and protection, and your important goals and aspirations. You share only what you choose to, through the designated workflow.
Is my information confidential?
Yes—confidentiality is a core principle of the Financial Horoscope™ journey. Your information is used only for preparing and discussing your Financial Horoscope™ and related services, and access is limited to legitimate operational purposes. See our Privacy Policy.
Does Financial Horoscope™ recommend financial products?
Financial Horoscope™ begins with your life and goals, not with products. Where you choose to act on your roadmap, we may discuss suitable products that we distribute as AMFI-registered Mutual Fund Distributors (and in other registered capacities, where applicable). The final decision is always yours, after reading the relevant scheme or offer documents.
Are future values or projections guaranteed?
No. Future values, inflation and expected-return assumptions are estimates used for planning. They are not guarantees, and actual outcomes can differ.
How often should my Financial Horoscope™ be reviewed?
Periodically, and whenever your life, income, goals, markets or other important circumstances change materially.
You have only one financial life.Don’t navigate it blindly.
- Know where you are.
- Know where you want to go.
- Know what needs to change.
Your Dreams. Our Expertise. A Clearer Tomorrow.